Pay Later from iwocaPay

Pay Later is our simple and easy service, powered by iwocaPay, that provides you with the option of paying your invoice over 90 days.

If you are a limited company or LLP partnership, instead of paying 100% upfront, you are given the freedom to pay nothing today and instead pay over three instalments on orders from £150 to £15,000. It's that simple ✌

Call us on 0345 222 1544 to apply.

The benefits of using Pay Later

Low interest rates

Interest rates start from just 3.33% and are interest free if paid within 30 days.

Improve cashflow

Pay for your flooring on your terms and unlock working capital to power your business.

Soft credit check

The initial credit check will not show up on or affect your credit report.

Spread the cost

Regular payments allow you to pay as you benefit from the asset not have to fund it upfront.

No hidden fees

Fixed interest rates and no early repayment fees ensure you know where you stand each step of the way.

Instant decisions

Get approved in no time at all just ask the DCTUK team to arrange in a few minutes.

How it works

1. Quote

Call us on 0345 222 1544 and we'll provide you with a quote for the flooring that you require.

2. Application

We'll send you a link with an online form to fill in. In most cases you'll have an answer within minutes.

3. Upload documents

You will need to upload a photo of your driving licence or passport for security checks.

4. Sign up

Click to sign and DCTUK are paid for the flooring so you can take delivery straight away.


How much can can I spread monthly?
Our partners iwocaPay offer finance from £150 to £15,000.
How long do I have to repay?
You have 90 days to repay but you can always repay early within 30 days if you don't need that long with no repayment fees or hidden charges.
Can a soletrader apply with iwocaPay?
No, only limited companies and LLP companies.

The small print

Discount Carpet Tiles .Net Limited is authorised and regulated by the Financial Conduct Authority. Registration number 758973.