Pay Later

Finance flooring for your business in partnership with iwocaPay

Pay Later From iwocaPay

Pay Later is our simple and easy service - powered by iwocaPay. Buy flooring today with no upfront cost and spread your payments.

Are you a Limited Company or LLP Partnership?

Instead of paying 100% upfront you can enjoy a 30-day grace period with the freedom to spread payments over 3 or 12 monthly instalments for orders ranging from £150 to £30,000.

It's that simple!💳✨


Open an iwoca account today and see how much you can borrow. It only takes 5 minutes.

Connect with us to initiate your application process.


0345 222 1544


The benefits of using Pay Later

  • circle Low interest rates

    Borrow now pay nothing for 30 days. Repay in 90 days at 2.5% monthly or in 12 months at 3.33% yearly. No fees for early repayment.

  • circle Improve cashflow

    Pay for your flooring on your terms and unlock working capital to power your business.

  • circle Spread the cost

    Regular payments allow you to pay as you benefit from the asset not have to fund it upfront.

  • circle Soft credit check

    The initial credit check will not show up on or affect your credit report.

  • circle Instant decisions

    Get approved in no time at all just ask the DCTUK team to arrange in a few minutes.

  • circle No hidden fees

    Fixed interest rates and no early repayment fees ensure you know where you stand each step of the way.

Find out your business spending limit

Now you find out the funds available to you and your business by opening an iwoca account.

  • check

    Find out how much finance is available to you today

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    Use at DCTUK.com or other websites

  • check

    Once agreed easily pay for your quote today

Create Account

How to buy flooring at DCTUK using Pay Later


frequently asked questions

How long do I have to repay?

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You can spread your payments over 3 months or 12 months.

How much can can I spread monthly?

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Our partners iwocaPay offer finance from £150 to £30,000. This could be used on ordering materials, fitting or both.

Can a soletrader apply with iwocaPay?

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No only limited companies and LLP companies.

The Better Way to Pay With iwoca

The Better Way to Pay

With iwoca

Efficient cash flow


Flexible payments that work for you and your business so you're always in control.

Pay in 3 or Pay in 12


Spread the cost over 3 or 12 monthly payments and pay nothing for the first 30 days

Increased purchasing power


From bulk discounts to new projects you'll never miss an opportunity again.

Happy suppliers


Suppliers are always paid up front so you can build your reputation as a great customer.

Multiple payment plans


No matter how often you order you can keep using iwocaPay up to your approved amount.

Get an approved spending limit


See how much you can spend using iwocaPay so you can plan future purchases.

How does iwocaPay work?


Get in touch

If you're eager to get your flooring today with no upfront cost then call our team today on 0345 222 1544 or Whatsapp them if you have any questions. We've love to hear from you (honestly).

Discount Carpet Tiles .Net Limited is authorised and regulated by the Financial Conduct Authority. Registration number 758973.


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