Pay Later from iwocaPay

Pay Later is our simple and easy service - powered by iwocaPay. Pay Later allows you to spread the cost of your online order or invoice over 3 or 12 months.

If you are a limited company or LLP partnership, instead of paying 100% upfront, you can pay nothing for 30 days and are given the freedom to pay orders over 3 or 12 monthly instalments on orders from £150 to £15,000. It's that simple. ✌

Call us on 0345 222 1544 to apply.

The benefits of using Pay Later

Low interest rates

A monthly rep rate of 2.5% for 90 days or 3.33% for 12 months, with nothing to pay for 30 days. You can pay back early to avoid interest with no early repayment fees.

Improve cashflow

Pay for your flooring on your terms and unlock working capital to power your business.

Soft credit check

The initial credit check will not show up on or affect your credit report.

Spread the cost

Regular payments allow you to pay as you benefit from the asset not have to fund it upfront.

No hidden fees

Fixed interest rates and no early repayment fees ensure you know where you stand each step of the way.

Instant decisions

Get approved in no time at all just ask the DCTUK team to arrange in a few minutes.

How it works

1. Quote

Call us on 0345 222 1544 and we'll provide you with a quote for the flooring that you require.

2. Application

We'll send you a link with an online form to fill in. In most cases you'll have an answer within minutes.

3. Upload documents

You will need to upload a photo of your driving licence or passport for security checks.

4. Sign up

Click to sign and DCTUK are paid for the flooring so you can take delivery straight away.


How much can can I spread monthly?
Our partners iwocaPay offer finance from £150 to £15,000.
How long do I have to repay?
You can choose 3 months or 12months to repay but you can always repay early within 30 days if you don't need that long with no repayment fees or hidden charges.
Can a soletrader apply with iwocaPay?
No, only limited companies and LLP companies.

The small print

Discount Carpet Tiles .Net Limited is authorised and regulated by the Financial Conduct Authority. Registration number 758973.