Business finance with iwocaPay
Pay Later Flooring for Business
Get your new carpet tiles, LVT or safety flooring down now and spread the cost over 3 or 12 months. Nothing to pay for 30 days, no upfront cost, and DCTUK gets paid in full so your order ships straight away.
Who can apply
Flooring finance built for limited companies
Pay Later is a business finance option from our partner iwocaPay, for office refits, schools, gyms, retail units and every commercial flooring project in between.
Limited companies & LLPs
You're good to go. Spread orders from £150 to £30,000 across materials, fitting, or both.
Sole traders
Sorry, iwocaPay can't offer Pay Later to sole traders. Give us a call and we'll talk through your other options.
How it works
How Pay Later with iwocaPay works
Four steps, a few minutes, and your floor's on its way.
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Open an iwoca account
It takes about 5 minutes. Apply here and see your business spending limit with a soft credit check.
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Pick your flooring
Check out online at dctuk.com, or ask our team to send an iwocaPay payment link for your quote. It's sorted in minutes.
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We get paid, you get floors
iwocaPay pays DCTUK in full up front, so your order is processed straight away. Average delivery is 3 working days.
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Pay over 3 or 12 months
Nothing to pay for 30 days, then fixed monthly instalments. Settle early any time with no fees.
Choose your plan
Pay in 30 days, 3 months or 12 months
Two interest-free options, plus a 12-month plan for bigger projects. No hidden fees, and you always know where you stand.
Pay in 30 days
0% interest
- Pay the full amount within 30 days
- No interest and no fees
- Get your floor down before the bill lands
Pay in 3
0% interest, on us
- 3 equal monthly instalments
- Interest-free, paid for by DCTUK
- No early repayment fees
Pay in 12
3.33% per month representative
- 12 equal monthly instalments
- Nothing to pay for the first 30 days
- No early repayment fees
Interest-free Pay in 3 is a limited-time offer and may be withdrawn at any time. Pay in 12 carries interest, fixed when you're approved. Finance is provided by iwoca and is subject to status. Business customers only.
Why use Pay Later
The better way to pay for commercial flooring
Keep your working capital working, and let the new floor pay its way while you use it.
Healthier cash flow
Unlock working capital instead of tying it up in a one-off flooring bill.
Soft credit check
The initial check won't show on or affect your business credit report.
Instant decisions
Get approved in no time. Our team can arrange it for you in a few minutes.
No hidden fees
Fixed interest, no arrangement fees and no charge for paying off early.
Use it again and again
Keep ordering up to your approved limit, even before earlier plans are paid off.
More buying power
Grab bulk discounts and say yes to new projects without waiting for budget.
What it covers
Spread the cost of materials, fitting, or both
Pay Later works on the whole job, from the floor itself to getting it laid.
FAQs
Pay Later questions, answered
Who can use Pay Later?
How much can I spread?
How long do I have to repay?
Will applying affect my credit score?
Can I repay early?
Can I use Pay Later on a quote?
Ready when you are
New floors now, pay later
Find out your spending limit in 5 minutes, or give us a bell. We'd love to hear from you (honestly).
Discount Carpet Tiles.Net Limited is authorised and regulated by the Financial Conduct Authority. Registration number 758973. Pay Later finance is provided by iwoca, subject to status and approval, and is available to UK limited companies and LLPs only.
