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Finance your refurb project

Retain capital and maximise cashflow in your business through lease financing - the smart solution for your fit-out project.

Plus Finance

You don’t have to use cash or bank facilities to fund your fit-out project! A smarter alternative could be to lease it. Leasing is a tax efficient and cost effective method to achieve the ideal work-space or venue whilst retaining capital in your business. If you're planning on spending over £5,000 on carpet tiles or other flooring products we can help you finance the project through our partners Plus Finance.

The benefits of using lease finance

Maximise cash flow

Leasing means no initial large upfront payment so you retain cash in your business, preserving liquidity and freeing up valuable working capital for use elsewhere.

Tax advantages

If you lease your flooring project, the repayments are 100% allowable against taxable profit.

Existing bank credit lines unaffected

A lease facility leaves your bank credit lines intact and free for other business development or investment purposes, so bank overdrafts are unaffected.

Spread the cost

Regular payments allow you to pay as you benefit from the asset, not have to fund it upfront.

Fixed payments

Payments are fixed for the duration of the lease period making budgeting more accurate, and eliminating unexpected variations such as increases in interest rate.

Quick decisions

For straight-forward proposals it can even be done in a matter of hours, far quicker than the banks! Call us on 0345 222 1544 and we'll get back to you sharpish!

How it works

1. Quote

Call us on 0345 222 1544 and we'll provide you with a quote for the carpet tiles that you require.

2. Application

We'll pass your company details to Plus Finance who will carry out a credit check. In most cases, you'll have a finance quotation within hours.

3. Sign up

Plus Finance will then ask you to sign the finance documents, which you will need to scan, send back via email and then return the originals via post.

4. Delivery

Once your finance agreement has been returned to Plus Finance we will then call you to confirm a delivery date for your carpet tiles.

FAQs

How much can Plus Finance provide me with?

Our partners Plus Finance can provide lease finance from £5,000, with no upper limit thereafter.

Can I combine other elements of the refurb into this finance package?

Most probably, yes. If your fit-out includes other products or services aside from flooring, it is likely that Plus Finance will be able to incorporate these into one finance package. Call us on 0345 222 1544 and we'll take your details and ask Plus Finance to call you.

How quick is the process?

Very quick! We aim for a same-day decision on your application based on the information available (it's usually just an hour wait), and then Plus Finance will contact you to get you underway. The rest of the process depends on how quick you are getting everything signed and returned!

Can a soletrader apply for lease finance?

At this time we can accept applications from corporate bodies only. However you might be able to open a credit account with DCTUK - just call us on 0345 222 1544 to find out, or fill in this form.